Lifetime Health India Plan

Customize as per the changing life stages with optional packages such as Global+ (Global OPD & more), Women+ (specialized package for women) and Health+ (coverage enhancement)

Loyalty discount on premium from 4th Policy year onwards on the applicable premium

Coverage across the globe for Major illnesses including Cancer treatment

Benifits

Hospitalization Expenses- Hospital expenses as per eligible room category, for admission longer than 24 hours, up to the full Sum Insured, where hospitalization is in India.
– For Sum Insured up to INR 200 Lacs – Covered up to any room except suite or higher category.
– For Sum Insured INR 300 Lacs – Covered up to any room including suite category.

Adult Health Check-up– Available once in a Policy Year to all Insured Persons who have completed 18 years of Age or more at the inception of the Policy Year.

Day Care Treatment- All Day Care Treatments, availed in India, covered up to the full Sum Insured.

Robotic and Cyber Knife Surgery-Up to full Sum Insured, for treatment availed in India.

Pre – hospitalization- Medical Expenses incurred in India, covered up to 60 days preceding the date of Hospitalization and up to the full Sum Insured.

Modern and Advanced Treatments- Up to full Sum Insured, for treatment availed in India.

Post – hospitalization- Medical Expenses incurred in India, covered up to 180 days immediately after discharge from the hospital and up to full Sum Insured.

HIV/AIDS and STD Cover- Up to full Sum Insured, for expenses incurred in India.

Inpatient Hospitalization for AYUSH- Up to full Sum Insured, for treatment availed in India.

Mental Care Cover- Up to full Sum Insured, for treatment availed in India.

Road Ambulance Cover- Expense incurred on availing Road Ambulance services in India, up to full Sum Insured.

Restoration of Sum Insured- Multiple Restoration is available in a Policy Year, for unrelated illnesses, in addition to the Sum Insured opted, for treatments availed in India.

Donor Expenses- Up to full Sum Insured, for expenses incurred in India.

Domiciliary Expenses- Up to 10% of Sum Insured, for expenses incurred in India.

Premium Waiver Benefit- Renewal Premium for one Policy Year will be paid by Us, if the Proposer is diagnosed with any of the listed Critical Illnesses or in case of Accidental Death, Permanent Total Disablement, Permanent Partial Disablement of the Proposer, provided the Proposer is also an Insured Person in the same Policy.